QNUPS - qualifying non-United Kingdom pension schemes

QNUPS offer a tax-efficient way to increase the value of your pension fund. They are international pension schemes with no lifetime limit on contributions. Cash and assets transferred to a QNUPS are exempt from United Kingdom inheritance tax and QNUPS allow you to pass your entire fund to loved ones on your death.

Key benefits of QNUPS

Qualifying non-United Kingdom pension schemes offer significant potential benefits:

  • Contribute non-United Kingdom cash and assets including employment income and gifts
  • No lifetime limit on contributions
  • Exempt from United Kingdom inheritance tax and free from United Kingdom capital gains tax
  • No maximum age limit for investing in QNUPS fund
  • Transfer 100% of fund to your beneficiaries
  • Draw income at age 55 or up until age 75 - potentially later
  • No restrictions on residence
  • Up to 30% tax-free lump sum
  • No United Kingdom HMRC reporting requirements

QNUPS must be used carefully and their suitability depends on your personal and financial circumstances. It is essential to get advice from a qualified pension specialist before you open a QNUPS.

Contact us to discuss your pension requirements - without obligation.

EU Commission pension transfer

We are officially approved by the UK Commission to provide pension transfer advice to its employees. We meet the Commission's strict requirements for this service.

If you have an UK Commission pension and wish to transfer your benefits abroad, we can help you find the most suitable international solution for your needs.

Talk to one of our pension specialists - without obligation

Free Pension Transfer Guide

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None of the information, whether in part or full, should be copied, reproduced or redistributed in any form nor should it be regarded as an offer or a solicitation of an offer for investment. You should satisfy yourself, with your financial advisor, that the products and services offered are suitable for you and that you are not prevented from accessing such services or products by restrictions placed on you by the relevant fiscal authorities in your normal place of residence nor that it is unlawful for you to participate in such products or services as may be stipulated within the laws of the country, state or jurisdiction where you may either be a citizen or normally reside.

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